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Campervan Insurance

For decades, campervans have been the perfect way to explore the great outdoors, and they’re just as popular today as they’ve ever been. From weekend getaways to tours of Europe, festivals and sporting events, campervan life offers plenty of opportunities for adventure.

With more than 30 years of experience within the industry, we understand how important protecting your pride and joy is to you. That’s why we’ve created a tailored specialist insurance solution that gives you access to the best campervan insurance policy for you.

It’s quick and easy to get an online campervan insurance quote. We cover most models and styles – including classic, professionally converted and imported vans – and our prices start from as little as £185.

If you’re looking for fully comprehensive yet affordable campervan insurance, then you’re in the right place. Speak to one of our friendly team by calling 0208 984 0666 or get a quote in a matter of moments.

Comfort Insurance Reviews & Testimonials

We pride ourselves on providing great cover and friendly customer service,
that’s why Trustpilot rate us as ‘Excellent’ with a TrustScore of 4.9 based on over 10,000 reviews.

Campervan Insurer of the Year 2025

We’ve the proud winners of What Motorhome’s ‘Campervan Insurance Provider of the Year 2025’ so you trust we’ll find the perfect policy for you designed to protect your vehicle and adventures! 

Get a quote for award winning insurance today and discover why we’re the best choice for campervan insurance!

What is campervan insurance?

Campervan insurance is specially designed for campervan owners. As with standard motor insurance, this type of cover is available at different levels. A comprehensive insurance policy covers you for accidental damage, vandalism, theft, fire, flood, and other types of insured risk.

There are three categories of campervan that we cover at Comfort Insurance. We also provide insurance for three different styles of vehicles. Here’s a look at the categories and styles that we can protect.

Which categories of campervan insurance can we cover?

We offer several different categories of campervan cover, including

Professional conversions

This category is designed for owners who have used a specialist company to carry out a full, expert update of their vehicle. Some of the companies that we recognise as professional campervan converters include Autohaus, Camperking, East Neuk and Vanworx

This type of campervan cover is bespoke and can be individually tailored to meet your unique requirements. To get an insurance quote for your converted campervan speak to us today.

Classic campervan insurance

Our classic campervan insurance policies cover vehicles built before 1992. We offer this across all styles of vans, including fixed-roof and high-top campervans. Classic models that we can cover include VW T2 Split Bays, VW Devon T2s and the VW Westfalia Joker.

Self-build

If you’ve recently started a self-build campervan project, you’ll be excited about all that your new vehicle can offer. Whether you’ve built it from scratch or reimagined a standard van, though, you’ll need to seek specialist insurance.

We might be able to help. Call us on 0208 984 0666 to tell us about your vehicle. From there, we’ll let you know if we think that we can insure your campervan and provide you with a quote.

Whatever the style of your campervan, whether it’s high-top, raised-roof or fixed-roof, we’ve got the cover to suit you. As with other types of insurance, the more comprehensive your high-top, raised-roof and fixed-roof campervan insurance policy is, the more protected you’ll be.

Comprehensive cover comes as standard with all of our campervan policies, as do at least 90 days of European Green Card cover and legal expenses too.

Our Campervan Policies

An overview of our policies:

Horizon Campervan Policy

Our Horizon Policy is designed for high value and professionally converted campervans and motorhomes. This policy is ideal for frequent travellers as its extended European cover make it perfect for multiple trips abroad.

With the wide range of features and benefits offered, our Horizon policy has earned a 5 Star Expert Rating from Defaqto, reflecting the policies exceptional levels of comprehensive cover!

Twilight Campervan Policy

Our Twilight policy us designed to cover a wide range of vehicles, including classic campervans that want agreed value, self-build campervans that may not qualify for our Horizon policy, as well as professionally converted campervans.

Unlike our Horizon policy which is flat rated, our Twilight Campervan policy allow you to apply your no claims discount – helping you to save on your premium! This policy also offers flexible milage bands ranging from 1,000 to 15,000 miles so you can tailor your cover based on how often you travel.

Compare policy details

Compare the main differences between our Horizon Policy and Twilight Policy.

Cover
Horizon Policy
Twilight Policy
European cover
The maximum amount of time that can be spent travelling in Europe countries covered under our territorial limits. (You must follow EU/Schengen travel rules.)
Standard policy allows for up to 9 months travel in UK and Europe.
Full timing/long term touring allows for up to 365 days travel.
Up to 90 Days
Personal effects cover
Cover for personal belonging that are lost, damaged or stolen as a result of an accident, fire or theft.
Up to £5000
Up to £1000
Maximum value covered
The maximum value of a vehicle we’ll cover.
Up £250,000
Up £75,000
Class of use available
Class of use that is available for our policies.
Class one
Social domestic and pleasure
Social domestic and pleasure plus commuting
Social domestic and pleasure
Social domestic and pleasure plus commuting
Vehicle type
Leisure vehicles covered under our policies.
Covers Motorhomes and Campervans
Covers only Campervans

Start your campervan insurance quote today

With more than 30 years’ experience, we understand what you’re looking for in your campervan insurance policy. We’re here to make sure that you can get out on the road with complete peace of mind. We’ll listen carefully to your needs and help you find the policy that’s perfectly suited to you.

You can get a campervan insurance quote online in a matter of moments or give our friendly, expert team a call on 0208 984 0666. You’ll soon see why we’re the leading provider of campervan insurance in the UK.

Our Motorhome Insurance Expert Says…

Ben Cue, Comfort Insurance, Motorhome Insurance Specialist“Owning a campervan is about freedom but that freedom comes with responsibility – especially when it comes to insurance. Unlike standard vehicle policies, specialist campervan insurance ensures that everything from custom interiors to European travel is properly covered. At Comfort Insurance, we understand the needs of campervan owners and offer tailored policies that provide the right protection, whether you’re hitting the open road for a weekend getaway or embarking on a long-term adventure.”

– Ben Cue, Motorhome Expert

What is covered by our campervan insurance?

As with standard home and car insurance, the more comprehensive your policy, the better the level of cover for your campervan. It’s crucial that you’re aware of exactly what is covered by your policy, so you can make sure that you have the right level of protection for your needs.

What's covered?

If you take out a comprehensive insurance policy for your campervan, this will cover you for:

Our campervan insurance also covers all the little things that other providers may not include in their standard policies, such as:

What's not covered

There are some circumstances in which you will not be protected by your campervan insurance. Always check that you’re okay with what won’t be covered, including:

These are just some of the exclusions on your campervan insurance. For a full list, please see your policy documents.

What are the benefits of insuring your campervan with Comfort Insurance?

We’re a family business and we pride ourselves on going above and beyond for our clients. We know how special your campervan is to you, which is why we’ve crafted an insurance solution to match.

There are several major benefits to choosing Comfort for your campervan insurance, including the following:

Supported by Aviva

We have a close relationship with Aviva, with whom we’ve jointly developed many of our products.

UK Call Centre

Need assistance? Our expert team are just a phone call away and ready to help – 24 hours a day, 365 days a year.

Uninsured Driver Promise

If your campervan is an accident with an uninsured driver, Aviva will refund the amount of excess that you have to pay (subject to terms and conditions).

Comprehensive Campervan Insurance

Our coverage goes above and beyond the norm. We’re proud to cover many finer details not included in most standard policies. Other providers consider these as extras but, if you ask us, they’re necessities.

European Coverage as Standard

Our campervan insurance comes with up to 365 days’ EU coverage a year – meaning that you won’t have to worry about needing to cut your holiday short or return home in the middle of an adventure.

How much does campervan insurance cost?

If you’re looking for campervan insurance that offers great value, you’ve come to the right place. We will be transparent with you from the very start so that you’re aware of how much your policy will be.

Our cover is priced according to a variety of factors, including:

  • The make, model, and age of the vehicle
  • The age of the main driver
  • The length of time for which they’ve had their licence
  • Any motoring convictions that you’ve received

The cost of your campervan insurance will vary depending on all these factors. Depending on your circumstances and the value of your campervan, you could get a quote for as little as £250 or more than £1,000.

What other factors affect insurance costs?

If your campervan is your only vehicle and the one that you use whenever you’re on the road, this could drive up the price that you pay for insurance.

On the other hand, if you use your campervan less frequently, this should bring down the price – especially if you keep it securely in a garage when not in use.

To find out how much a policy may cost you can get a campervan insurance quote online, or you can give us a call on 0208 9840 666.

How to get your campervan insurance quote

Whether you have a classic Westfalia or a brand-new California, you’ll need a campervan insurance policy that covers you for every eventuality. This will ensure that all of your possessions are fully protected, whether your vehicle is being kept on the drive or cruising around Europe.

Here at Comfort Insurance, we’ve made getting comprehensive campervan insurance perfectly simple:

  1. Select your type of vehicle.
  2. Provide us with a few details, such as make, mileage and the level of cover that you desire.
  3. Fill out some personal information on our easy-to-use online form. You’ll have your campervan insurance quote within a few moments.

If you prefer a more personal touch, you can always give our experts a call on 0208 9840 666.

What we need to provide you with campervan conversion insurance or other forms of cover

There are some instances in which we can’t give you a campervan insurance quote straight away. This is because, while we have policies from selected insurance underwriters, there is some information that we will need from you to process your request for a quote.

This applies to campervan conversions that have an engine size of 3500cc or more, bespoke campervan conversions carried out by a professional converter, imported Japanese campervans  and self-built/home-built campervans. If this applies to your campervan, we’ll need the following things:

  • Images of your vehicle. We’ll require four photos of the inside and four of the outside of your vehicle.
  • A copy of your gas certificate or your habitation check.
  • Additionally, your vehicle will need to be registered as a motorcaravan or a van with side windows.

Should you not be able to register your campervan conversion as a motorcaravan or a van with side windows with the DVLA, it’s still possible for us to consider you for self-build cover. However, this is done on a case-by-case basis, so we suggest that you call us on 0208 9840 666 and we’ll take you through the process.

What are the benefits of insuring your campervan with Comfort Insurance?

Comfort Insurance is a family business, run by people who share your passion for hitting the open road, so we understand how much your campervan means to you and how it feels when things go wrong.

That’s why we’ve tailored our products to tick all the right boxes, whether you want to drive around the country for a week or venture through Europe for a few months.

Here’s why you should choose us for your campervan insurance:

Over 30 Years Experience

With more than 30 years' experience offering the best campervan insurance quotes in the UK, we've learned a thing or two about what our customers expect from their policies.

Insurance Experts

We're experts in our field who understand how special your campervan is to you and provide the comprehensive insurance coverage to match.

Thousands of 5 Star Reviews

We have a superb reputation among our customers; they've given us an 'excellent' Trustpilot rating in more than 10,000 reviews

Award Winning Insurer

We've been named What Motorhome Insurance Provider of The Year on 12 occasions, underlining our credentials.

Members of Official Industry Bodies

We're proud members of official industry bodies such as the British Insurance Brokers' Association and the National Caravan Council.

Strong Partnerships – 99.2% of Claims Paid

We provide our cover together with Aviva, one of the UK's leading motor insurers - and, as of December 2024, they stated that 99.2% of Comfort Insurance customers' claims were paid out.

Specialist Breakdown Cover for Campervans

We offer specialist campervan breakdown cover is provided alongside ARAG and Call Assist.

What is our campervan insurance claims process?

We understand the importance of a hassle-free claims process. You want peace of mind that you’ll be able to quickly make a claim should something go wrong.

That’s why we’ve designed a simple process that lets you make your claim in three simple steps.

1. Contact our helpline

First, you'll need to get in touch with our friendly team by calling the Comfort claims helpline on 0800 028 0038. Our helpline is open 24 hours a day, 365 days a year so, no matter when you need to make your claim, you'll always be able to.

2. Tell us what happened

You'll need to tell us your policy number, your vehicle registration number and details of the incident, as well as anyone else involved. We'll confirm whether you're covered and help you to figure out what to do next. If your campervan has been stolen, you should report this to the police immediately. They will give you a crime reference number, which will help to speed up the claims process.

3. Settle your claim

Sit back and let us take the stress out of making a campervan insurance claim. We'll work with you to remedy the situation so that you can get back to touring in your prized possession as soon as possible.

Making a claim on your campervan insurance

For many customers, this is the most important part – even more so than price. Regardless of how much you are paying for your insurance policy, you want to be safe in the knowledge that if something goes wrong you are able to make a claim as quickly and as simply as possible.

Once you have a policy with us, you’re covered if things go wrong. So, whether your claim relates to an accident, fire, theft or other damage, you can begin the process by calling the Comfort claims line on 0800 0280 038 or the claims reporting number detailed in your policy. You’ll speak to a personal incident manager who will ask you to give them as much information as possible. We also ask that you have your vehicle registration number to hand so your policy records can be found quickly.

If your campervan has been stolen, you should report this to the police immediately. They will issue you with a crime reference number, which you will be able to give to the insurer to speed things up when processing the claim.

Did you know...

99.2%

of Comfort Insurance customers claims were paid.

*As of December 2024 Aviva stated that 99.2% of all claims were paid out

Campervan Breakdown Cover

We recommend you take out our specialist breakdown cover and include it with your annual policy. To add this to your motorhome insurance policy, it only costs £86. We provide this service in conjunction with ARAG and Call Assist. Read more about our motorhome breakdown cover now.

If you need breakdown assistance, it’s quick and easy to find out which phone number you need to call.

Get an insurance quote for your campervan

At Comfort Insurance, we understand what you’re looking for in your campervan insurance. We’re here to make sure that you can get out on the road with complete peace of mind. We’ll listen carefully to your needs and help you to find the policy that’s perfectly suited to you.

You can get a campervan insurance quote online in a matter of moments, or you can give our friendly, expert team a call on 0208 9840 666. You’ll soon see why we’re the leading provider of leisure vehicle insurance in the UK, so why not get in touch today?

Campervan Insurance FAQs

Want to know more about campervan insurance? Here are some of the questions that we get asked most often:

What type of insurance do I need for my campervan?

Depending on the specifications of your campervan, it might be possible to drive it on your car or van insurance. Most motorcaravans are under the plated weight of 3,500 kg so can technically be driven on a private car licence.*

If this is the case for your campervan, you don't strictly need specialised insurance coverage. However, you also need to consider the fact that you use your campervan very differently from how you would use a car. Because of this, there are many risks that aren't covered by car insurance, ranging from awning damage to gas explosions.

 *Always check your licence categories of entitlement to ensure that you drive against the plated weight of your vehicle.

Is campervan insurance the same as motorhome insurance?

In essence, campervan insurance is the same as motorhome insurance. However, there are some differences between the two.

For starters, campervans themselves are generally smaller than motorhomes and don't have a driving cab that is separate from the living area. These differences can influence the respective prices of their insurance policies.

Another difference is that some campervans can be covered by car or van insurance, whereas motorhomes must always be covered by a specialist policy.

Can I drive a campervan on my car insurance?

Most motorcaravans are under the plated weight of 3,500 kg so can be driven on a private car licence but always check your licence categories of entitlement to drive against the plated weight of the vehicle.

Can you insure a campervan for 6 months?

Unfortunately, we don't offer a six-monthly policy. However, we do offer limited-mileage contracts that keep your vehicle fully insured for a year.

Due to the value involved, you will usually need fully comprehensive insurance and, if there is HPI on the vehicle, then you will also need to keep your campervan insured at all times.

Because of this, we would always recommend selecting a mileage band that will suit your annual needs, as this will give you the best premium.

Is it expensive to insure a campervan?

Typically, campervan insurance is cheaper than general van or car insurance. However, this will depend on the mileage that is being used by the vehicle and the no-claims bonus (NCB) that is available.

At Comfort Insurance, we can match NCB if you don't have a spare bonus to transfer to the campervan.

How can I reduce the cost of insuring my campervan?

There are several factors that can help to reduce the cost of insurance, including:

Evidence of claim-free driving, even if this has been accrued while driving a carMileage, with Comfort Insurance offering different mileage bandsBeing a member of a camping associationPaying the premium as a one-off rather than in monthly instalmentsImplementing good security measures for your campervan

At what age can I take out campervan insurance?

Comfort Insurance only insures drivers aged 21 or above.

Does campervan insurance contribute towards my no claims bonus?

No claims bonus or no claims discount are recognised under the Comfort Insurance campervan policy. Furthermore, discounts are provided based on your no claims free driving history.

What happens to my No Claim Discount if I make a claim?

Our campervan policy does have an option to protect your no claims bonus. 

Can I add an additional driver to my campervan insurance?

Additional drivers can be added to your Comfort Insurance campervan insurance policy. This can be done on a permanent or temporary basis, dependant on the duration of your trip. All drivers are subject to insurers terms and conditions to whether they are acceptable.

Can I drive a campervan on my car insurance?

We would never recommend anybody to drive their camper van on a car insurance. The camper has been modified for a specific use, as such the campervan requires specialist cover to ensure that all elements of the vehicle is insured.

Is roadtax cheaper for campervan?

Typically, a campervan road tax cost will be roughly based on the same price as a standard family car road tax.

Can I insure my campervan to drive abroad?

Our campervan policy includes an annual green card that allows you to take the campervan abroad for up to 90 days. This is a standard feature of the policy and there is no additional charge for this cover. Please ensure that you would have adequate mileage to cover any trips that you may be doing.

What do I need to take my campervan abroad?

Under the Comfort Insurance campervan insurance policy, a 90 day green card is automatically included within the cover. In addition to this cover, we would recommend additional covers are taken out such as breakdown cover and travel insurance.

Want to learn more about campervans?

Getting comprehensive campervan insurance is just the first step in taking care of your prized possession. That’s why we’ve created a hub of expert guides and informative articles that will tell you everything that you need to know about owning a recreational vehicle.

Whether you’re brand-new to owning a campervan or a seasoned pro, it always helps to have expert guidance in your corner – and that’s what you get when you join the Comfort Insurance family.

Motorhome Insurance

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